top ten: save money

1. Go generic.  Sometimes it is alright to be a little generic, but check the ingredients and maybe do a little review researching before trying a generic of your fave beauty or food product.  There are a few generics that I swear the only difference is a few dollars like St. Ives Apricot Scrub vs. the Walgreen's knockoff.  Here are some more products you should consider generics for as a replacement.
2. Stick to the basics.  I have family members that will buy the same shirt in five colors if it fits them well and is a fair price.  Typically I do this to a lesser degree, but I get basics that suit all occasions and splurge on accessories to vary an outfit.  You'll find your wardrobe lasts longer because nothing really goes out of style, but it may just need a new scarf or belt for an update.
3. Handmade is awesome. At some point attempt to make something by hand that you need.  Anything from slippers to a throw rug, just try to create something on your own without running to the store.  It will be a proud achievement since you taught yourself something new (maybe Pinterest or YouTube helped).  Even more brownie points if you upcycle materials you already have at home to generate your handmade item.
4. Be loyal.  If you have a favorite department store, you should check in on their e-mail subscriptions, credit card offers, customer reward cards, website offers, and mailed ads for deals that can sometimes be combined for fabulous savings. Kohl's is a great example of a store that provides multiple avenues of savings that they allow to be used in conjunction with one another.  Also check out Kathy Spencer's website for more ideas and deals.
5. Get a library card.  Most of our entertainment comes from the library these days.  Especially since libraries are not just books anymore.  We checkout DVDs to watch on the weekends, CDs to listen to at home, and then of course books to feed the habit.
6. Buy in bulk.  There are always going to be items that you will need.  Most of them come at a much better rate if you buy in bulk and can store them until you need them.  This stops you from buying just a little bit at a time at full price. Items like toilet paper, paper towels, detergent, dryer sheets, tissues, and even tampons are my typical bulk items.   
7. Run your car into the ground.  Obviously if the cost of repairing your older car starts to become a burden it might be more cost effective to buy another one.  If you are able to keep your clunker around, you'll save monthly by not having a car payment and as a bonus older cars are typically less to insure.
8. Pack your lunchbox.  This one is hard to stay committed to throughout the week, but the weeks I am faithful to this I tend to keep about fifty bucks in my pocket.  The trick seems to be setting aside time to actually prep and pack the meal with the food you already have at home.  I find that less perishable items get tossed out since I'm using only what I already have in the cupboard.  Need some inspiration? Check out these lunch ideas.
9. Girls night in.  A night out with the girls can be expensive, and to help cut that down try inviting your girlfriends over for a relaxed evening at your place.  Preparing a meal, appetizers, and drinks at home is more affordable.  You can even set up a rotation of who will host each month.  
10. Jazzercize.  Well maybe not, but exercising a little more is good for you and not a big expense.  You can start with an after dinner walk, but I bet you will find that it is addictive and will take up more of your time before you know it.  You don't have to have a gym membership to go for a neighborhood run or pick up a game at the park.  If you have specific goals in mind, you should look at My Fitness Pal or another online tool to help you stay on track for free.